Last Revised: December 20, 2024
KINDLY REVIEW THESE TERMS OF USE THOROUGHLY. BY ACCESSING THIS SITE OR UTILIZING THE SERVICES, YOU ACKNOWLEDGE AND AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE REFRAIN FROM ACCESSING THIS SITE.
These Terms of Use govern your access to and use of the website operated by Debt Consolidator LLC, including its subsidiaries and affiliated companies (collectively referred to as “Debt Consolidator”), as well as any online services where these Terms of Use are posted (collectively referred to as the “Website”). These Terms do not modify or replace the terms and conditions of any other agreement you may have with Debt Consolidator for products, services, or other purposes.
These Terms of Service impact your legal rights, including an agreement to resolve any disputes between us through individual arbitration rather than class actions or jury trials.
Debt Consolidator reserves the right to update, modify, or change any content, materials, or information available on this Website, including these Terms of Use, at any time without prior notice. Revisions to these Terms of Use may be made by Debt Consolidator through updates to this page. By continuing to use the Website, you agree to be bound by any such changes and are encouraged to periodically review these Terms of Use to stay informed.
By accessing or using this Website, you confirm that you meet the necessary requirements to use the services provided and agree to always submit true, accurate, current, and complete information when providing details or materials through the Website, including, but not limited to, completing forms. Furthermore, you agree not to misrepresent yourself as another individual or entity, whether real or fictional, including posing as an employee or representative of Debt Consolidator while using this Website. Providing false, inaccurate, misleading, or incomplete information may result in Debt Consolidator terminating your access to and use of this Website.
You are prohibited from accessing or using the Debt Consolidator Website in any manner that could potentially damage, disable, or impair the Website, its servers, or the networks supporting it, or interfere with others' ability to use and enjoy the Website.
Your use of the Internet and this Website is entirely at your own risk. Although Debt Consolidator has made efforts to ensure a secure and reliable Website, please be aware that the confidentiality of any communication or material sent to or from the Website via the Internet or other global communication networks cannot be guaranteed. Additionally, you acknowledge that the technical process of transmitting the Website may involve routing over various networks. As such, Debt Consolidator is not responsible for the security of any information transmitted over the Internet, the accuracy of the content on the Website, or the consequences of relying on such information.
Unless specified otherwise, the content on the Website is safeguarded by relevant intellectual property laws and is either owned by Debt Consolidator or utilized by Debt Consolidator with a license or permission. All text, layout (including but not limited to the selection, organization, and arrangement of materials on the Debt Consolidator Website), as well as images, graphics, animations, tools, widgets, applications, advertisements, videos, music, sounds, articles, copy, creative assets, photos, trademarks, service marks, trade names, logos, and other materials and information found on this Website, are protected by intellectual property rights held by Debt Consolidator, its subsidiaries and affiliates, and their respective licensors and licensees (collectively referred to as "Content"). The Content may not be reproduced, replicated, or utilized, in whole or in part, without obtaining prior written consent from Debt Consolidator or the relevant trademark owner. Both the Website and its Content are safeguarded by copyright, trademark, patent, trade secret laws, international treaties, as well as state and federal regulations, and may also include security features that protect digital information, solely as authorized by Debt Consolidator or the rightful owner of the Content. All rights not explicitly granted are reserved.
Debt Consolidator grants you a limited, non-exclusive, revocable license to view, share, print, or download any Content from the Debt Consolidator Website for personal use only. You are not authorized to license, republish, distribute, copy, assign, sublicense, transfer, sell, create derivative works, or use the Content for any purpose other than personal use. No part of the Content may be reproduced in any form or integrated into any information retrieval system, whether electronic or mechanical, except for personal use. You are also granted a limited, revocable, and nonexclusive right to create a hyperlink to the Website or any of its Content, provided the link does not misrepresent Debt Consolidator or its products and services in a false, misleading, derogatory, or offensive manner, nor imply any sponsorship or endorsement by Debt Consolidator of your website, page, or content.
You are not allowed to use automated tools (e.g., robots, spiders, etc.) to access the Website. Furthermore, you agree not to gather personally identifiable information from other users of the Website or to sell or exploit that information in any way.
All rights, title, and interest in and to the Debt Consolidator Website and all Content within it, except for the limited rights explicitly granted here, are reserved and owned by Debt Consolidator.
DEBT CONSOLIDATOR RESERVES THE RIGHT TO DENY ACCESS TO THIS WEBSITE TO ANYONE, WITHOUT PRIOR NOTICE, AT ITS SOLE DISCRETION, FOR ANY REASON, INCLUDING A VIOLATION OF THESE TERMS OF USE OR ANY ASSOCIATED USAGE RIGHTS.
Occasionally, we may request your feedback on Debt Consolidator's Website, products, and/or services. Any communication or material you submit or post will be (a) regarded as non-confidential and non-proprietary by Debt Consolidator, (b) become the property of Debt Consolidator, which will hold exclusive rights, title, and interest in it, and (c) used by Debt Consolidator, its licensees, and affiliates without limitation, at their sole discretion, without any obligation, compensation, or liability to you. Such use may encompass any purpose, including but not limited to reproduction, distribution, transmission, publication, broadcasting, and posting, in whole or in part, across any medium and in any manner, whether now known or developed in the future, on this Website or otherwise. Debt Consolidator is under no obligation to reply to any such communication.
The Debt Consolidator Website may feature content from third parties and links to external websites that are entirely separate from this Website. These third-party links and content are provided for user convenience only and do not imply any approval, endorsement, or guarantee by Debt Consolidator. Additionally, Debt Consolidator is not liable for the accuracy, completeness, or dependability of third-party content, nor for the products or services offered through any linked websites. You bear full responsibility for using third-party content. Any agreements, transactions, or arrangements between you and third parties are made at your own discretion and risk. By clicking on a third-party link, you will be redirected away from the Debt Consolidator Website. Any personal information you provide on the destination website will not be managed or collected by Debt Consolidator and will instead be governed by the privacy policy or terms of use of the destination site. Please review the privacy policy and terms of use of the destination website to understand its privacy practices.
You agree to defend, indemnify, and hold Debt Consolidator (including all its subsidiaries) and its respective directors, officers, employees, agents, successors, and assigns harmless from any losses, liabilities, damages, claims, or expenses, including attorney’s fees, that arise from or are related to your breach of these Terms of Use or misuse of the Service or Website, including any actions taken by your employees or agents.
ALTHOUGH DEBT CONSOLIDATOR STRIVES TO ENSURE THAT THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, SOFTWARE, AND MATERIALS ON THIS WEBSITE ARE ACCURATE, CURRENT, AND RELIABLE, THE WEBSITE AND ALL ASSOCIATED CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. DEBT CONSOLIDATOR DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT, ACCURACY, OR FITNESS FOR A PARTICULAR PURPOSE. ANY INFORMATION YOU OBTAIN FROM DEBT CONSOLIDATOR THROUGH THE WEBSITE DOES NOT CREATE ANY WARRANTY UNLESS EXPRESSLY STATED IN THESE TERMS. WITHOUT LIMITING THE FOREGOING, DEBT CONSOLIDATOR DISCLAIMS ALL WARRANTIES CONCERNING THE SUITABILITY, COMPLETENESS, TIMELINESS, RELIABILITY, LEGALITY, OR ACCURACY OF THE INFORMATION, SERVICES, PROGRAMS, PRODUCTS, AND MATERIALS PROVIDED ON OR ACCESSIBLE THROUGH THIS WEBSITE FOR ANY PURPOSE. DEBT CONSOLIDATOR DOES NOT GUARANTEE THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR SERVER IS FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS. YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THIS SITE IS DONE SO AT YOUR OWN RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR DATA LOSS RESULTING FROM SUCH USE, INCLUDING BUT NOT LIMITED TO DAMAGE CAUSED BY COMPUTER VIRUSES. PLEASE BE AWARE THAT SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.
UNDER NO CIRCUMSTANCES SHALL DEBT CONSOLIDATOR OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, CONSEQUENTIAL, OR OTHER TYPES OF DAMAGES, INCLUDING BUT NOT LIMITED TO PROPERTY DAMAGE, LOSS OF USE, LOSS OF BUSINESS, ECONOMIC LOSS, LOSS OF DATA, OR LOSS OF PROFITS, REGARDLESS OF THE LEGAL THEORY (INCLUDING CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS CLAIMS), ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR ACCESS TO THE DEBT CONSOLIDATOR WEBSITE OR ITS CONTENT. THIS APPLIES EVEN IF DEBT CONSOLIDATOR OR ITS PARTNERS, EMPLOYEES, REPRESENTATIVES, OR AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS. IN NO CIRCUMSTANCE WILL DEBT CONSOLIDATOR BE HELD RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROPERTY, BUSINESS INTERRUPTION, LOSS OF DATA, OR LOST PROFITS, WHETHER IN A CONTRACTUAL, TORTIOUS (INCLUDING NEGLIGENCE), OR OTHER LEGAL ACTION, ARISING FROM YOUR USE OR ACCESS TO THE DEBT CONSOLIDATOR WEBSITE OR ANY OF ITS CONTENT, EVEN IF DEBT CONSOLIDATOR HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
DEBT CONSOLIDATOR'S MAXIMUM LIABILITY TO YOU, UNDER ANY CIRCUMSTANCES, WILL BE LIMITED TO THE AMOUNT PAID BY YOU, IF ANY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS LOWER, FOR ACCESSING OR PARTICIPATING IN ANY ACTIVITY RELATED TO THE DEBT CONSOLIDATOR WEBSITE. PLEASE NOTE THAT SOME JURISDICTIONS MAY NOT PERMIT THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THESE RESTRICTIONS MAY NOT APPLY TO YOU.
If a dispute arises between you and Debt Consolidator, you agree to resolve it through binding arbitration rather than in court. This means you are waiving your right to a trial by jury or participation in a class action lawsuit. The arbitration process will take place on an individual basis, meaning you may not join with others in a class, collective, or representative action. The arbitration will be conducted according to the rules specified in the applicable arbitration agreement.
Please review the Privacy Policy thoroughly to understand how Debt Consolidator gathers, utilizes, and shares personally identifiable information from its users. By accessing or using the Website, you agree to all actions we take regarding your data in accordance with our Privacy Policy.
Debt Consolidator does not make any representations about the accessibility or use of the Website outside the United States. If you access or use the Website from outside the United States, you do so at your own risk and are responsible for complying with the laws and regulations of your jurisdiction, in addition to these Terms of Use.
Debt Consolidator may deliver notices to you via email, regular mail, or postings on any website. Notices sent by email will be considered received twenty-four hours after being sent, unless Debt Consolidator is notified that the email address is invalid. Alternatively, legal notices may be sent to the postal address you provided through any website, in which case the notice will be deemed received five calendar days after the date of mailing.
Any notices to Debt Consolidator must be submitted in writing and sent to the following address:
Debt Consolidator LLC
625 S 300 W, Salt Lake City, UT 84101, USA
These Terms of Use shall be governed, interpreted, and enforced in accordance with the laws of the United States of America, without regard to its conflict of laws principles. You expressly agree that any legal or equitable action arising directly or indirectly from these Terms of Use or your use of this Website shall be brought exclusively in the federal or state courts of the United States. By using this Website, you consent to the personal jurisdiction of these courts for any such action related to the Debt Consolidator Website, your access or use of it, or these Terms of Use.
You are not permitted to transfer or assign these Terms of Use. Debt Consolidator, however, reserves the right to transfer or assign its rights and obligations under these Terms of Use at any time.
If any section or provision of these Terms of Use is found to be unlawful, invalid, void, or unenforceable, that part will be considered separable and will not impact the validity or enforceability of the remaining provisions.
Consolidator regarding the subject matter addressed herein. Specific provisions within these Terms of Use may be supplemented or replaced by additional legal notices or terms provided on specific pages, applications, tools, or other resources accessible through this Website.
Debt Consolidator's failure to enforce any part of these Terms of Use or any supplementary terms shall not be interpreted as a waiver of that provision or its right to enforce it in the future.
These Terms of Use and any associated documents may be accepted in electronic form (such as through electronic or other methods of indicating consent), and your acceptance will be considered binding between you and Debt Consolidator.
These Terms of Use will be effective as soon as you begin using the Website. Debt Consolidator reserves the right to deny you access to the Website or any part of it, with or without notice, at any time and for any reason, and to terminate these Terms of Use. These Terms will automatically terminate if you fail to comply with the terms outlined. You may terminate these Terms of Use at any time by discontinuing use of the Debt Consolidator Website, but certain provisions will remain in effect even after termination. Upon termination, you are required to delete all copies of the Website content in your possession.
Debt Consolidator LLC
625 S 300 W, Salt Lake City, UT 84101, USA
Email: [email protected]